Don’t ask about foreign land and hometown.

Where are people, where is Nian?

According to the data of railway administration,

This ugly year of the ox

More than 100 million people choose to "stay behind"

Celebrate the New Year on the spot and have a reunion.

every"original year person"the story of

It smells good!

01

"Clean year, leave some time to pay attention to yourself"

NingxinActress from mainland China, with representative works such as Eye of the Storm, Hot-blooded Companion, Smiling Beauty, etc. She is a popular contestant in Miss Chongqing contest in 2012, and also a typical Sichuan girl. She is straightforward and generous, and relatives and friends love to find her when they go to Beijing, calling her "Chongqing and Zigong’s receptionist in Beijing".

Ningxin likes excitement and likes Chinese New Year.

"In the year of my heart, there are beautiful frogs, sweet and sour ribs, a big table of red and spicy dishes, and a large family gathering together."Ning Xin said that in addition to Sichuan and Chongqing cuisine, their family’s Spring Festival must-have repertoire is to visit relatives and friends, and Chongqing-Zigong-Neijiang turns around, keeping up with the clockwork every day. It is necessary to string many doors and meet many people.

This year is different, because of work, Ningxin stayed in Haikou. During the post-epidemic period, in order to respond to the call of the country to "celebrate the New Year on the spot", she simply stayed in Haikou for the New Year.

Without special planning or preparation in advance, I ate a New Year’s Eve dinner package at the hotel. Although compared with previous years, the taste of the year is a little lighter, but it is plain and has a different flavor.

"The time spent playing mobile phones has been greatly shortened. I eat and sleep in the house and watch movies every day. When I am bored, I go out for a walk, look at the sea, stay for a long time, or think about my future plans.I like a lively year, and I also like a quiet year-to be quiet when it should be lively, to leave some time for myself, to pay attention to myself, and to let me see myself more clearly."NingXin said.

02

"With the’ comrades in arms’ group year, the human touch is the taste of the year."

Chen yuanqiShe is a nurse in the Department of Neurology, Kuanren Hospital in northern Chongqing. Her hometown is Luzhou, Sichuan. As a front-line medical staff, she knows better than ordinary people the meaning behind "celebrating the New Year on the spot".

Therefore, she decided to become a member of the "left-behind" army.

Although parents are distressed that the girl is alone in a foreign land, long live understanding in the face of the epidemic.

The hospital hoarded a lot of materials (delicious food) in advance, and also arranged some red decorations in advance, such as a small puppet in the shape of a cow, a red fruit flower arrangement and so on.

On the first day of junior high school, colleagues in the department sat together to make jiaozi and glutinous rice balls, and sent some hot jiaozi to patients and their families. Everyone was so moved that they thanked them again and again. "It’s so warm of you!"

Chen Yuanqi said that the year of Chongqing in 2021 is busy and warm.

"After the intense anti-epidemic and epidemic prevention war, the medical staff in our department are not only colleagues, but also comrades-in-arms and relatives. Although I can’t go home for the New Year, I’m not alone with everyone. It turns out that this is the meaning of the Spring Festival-where people are and where the year is. The human touch is the taste of the year. "

03

"The ceremonial feeling of the Spring Festival, a fireworks show worth 200 million yuan"

OliviaIt’s a western pastry chef. The reporter collected materials from the readers of the new women’s newspaper, and Olivia volunteered to share her story of "celebrating the New Year on the spot" in Xiamen.

Xiamen during the Spring Festival, in the words of writer Haruki Murakami, is that there is not a cloud in the sky and the wind is warm, which is an impeccable sunny day. The vast rape blossoms in Xiangshan and the cherry blossoms in Manshan are the most beautiful spring scenery.

Olivia said that in the past, during the Spring Festival in Chongqing, flannel thick cotton trousers were always unkempt-no fashionable white-collar worker could escape the fate of becoming a "village flower" every second. There is an advantage in Xiamen, a long skirt and a wave by the sea, showing the Hawaiian style.

"A person can’t brush his circle of friends when he is in the field for the New Year. He feels that happiness and carnival belong to others. But the first day of the New Year is the happiest, because I made an appointment with my friends to see the island road.A fireworks show worth 200 million yuan. "Fireworks were set off in Jinmen, Xiamen for half an hour. Olivia always wanted to shoot a romantic scene of waving fairy wand at the seaside, but the sea breeze and waves refused, and finally only took a video of sand sculpture wishing on fairy wand.

Fireworks for half an hour, traffic jams in the middle of the night, the grand occasion is comparable to the annual New Year’s Eve in Jie Fangbei, Chongqing, and this fireworks party finally ends with the operation of hotels and homestays around the island.

"I miss Chongqing’s grilled fish and hot pot skewers, miss the lights of Hongyadong, miss the excitement of Guanyin Bridge, and miss the home-cooked meals made by my parents. But when we grow up and work, we often can’t do whatever we want. But,It doesn’t matter if you don’t like the food, the dialect you don’t understand, or the climate with strong ultraviolet rays, because as long as you are brave enough, you will always wait for a beautiful fireworks feast."Olivia said.

Today is the sixth day of the Lunar New Year.

Spring is beautiful, the wind is soft and the sun is warm.

Some people are busy preparing for spring ploughing and driving out poverty.

Some people run out of holiday balance.

The workload is on the way.

I hope my friends will work hard.

Get rich in the year of the ox

All the wishes you want come true ~

Text _ Chief reporter Gong Zhengxing

Figure _ Provided by respondents

[Disclaimer] The texts, pictures, audio and video that are not marked with "Source: Upstream News-chongqing morning post" or "Upstream News LOGO" on the upstream news client are all reposted. If the reposted manuscript involves copyright issues, please contact the upstream news.

　　CCTV News:Did you get your driver’s license?

　　If not, hurry up!

　　The driving test is going to be more difficult! Level! Yes!

　　In order to implement the opinions of the Ministry of Public Security and the Ministry of Transport on the reform of the driver training and examination system, according to the requirements of "Motor Vehicle Driving Training Teaching and Examination Outline", the Traffic Management Research Institute of the Ministry of Public Security undertook the revision of the industry standards such as "Contents and Methods of Motor Vehicle Driver Examination" (GA 1026). With the approval of the Ministry of Public Security,The new standard will be officially implemented on October 1, 2017.

　　Main points of assessment change

　　Point 1: Pay more attention to the assessment of safety civilization awareness.

　　According to the requirements of the Ministry of Public Security and the Ministry of Transport’s "Motor Vehicle Driving Training Teaching and Examination Outline", adjust the relevant examination contents:

　　◆ Subject 1 involves the common sense of safe and civilized driving.All of them are adjusted to the general knowledge test of safe and civilized driving in subject three;

　　◆ Adjust the proportion of examination content, improve the proportion of road traffic safety laws and regulations, safe and civilized driving knowledge examination questions, and list common sense of civilized driving and typical accident cases;

　　◆ Adjust the examination operationFor example, "looking back" action is added to the starting, lane changing, parking aside and overtaking projects in subject 3, and the projects such as going straight through intersections and turning left and right are judged as unqualified, and the safety and civilization awareness is assessed from the detailed actions.

　　Point 2: More in line with the actual road traffic environment.

　　◆ The theoretical examination simulates the real scene.Subject 1, Subject 3 Add situational test questions to the common sense test of safe and civilized driving, simulate the actual road traffic scene through text, pictures, videos and other situational forms, and assess the candidates’ ability to recognize, judge and deal with the actual road traffic situation.

　　◆ The venue driving test highlights practicality.On the premise of ensuring safe driving, in the second subject, such as reversing into storage, pile test, unilateral bridge, right-angle turning, continuous obstacle, etc., it is allowed to stop moderately to observe and confirm the safety before driving. If you stop halfway, you will be adjusted to "5 points each time" if you fail the exam.

　　◆ The road driving skill test emphasizes safe and civilized operation.For example, in the U-turn project, the requirements such as slowing down or stopping and turning on the turn signal are added, and in the crossing project, the operation and deduction requirements such as "turning on the turn signal in advance when changing direction" are added to highlight the actual road driving needs and cultivate candidates’ good driving habits.

　　Point 3: It is more convenient for the masses to take exams and obtain certificates.

　　Optimize and adjust the examination organization.

　　◆ Small car:Adjust the three-night examination method of subjects and adopt the simulated night lighting examination form.

　　◆ Large car:If the subject two fails to pass the exam on the spot, the items that have not been deducted will not be retaken; If the night exam fails to pass the make-up exam on the spot, the daytime exam results will be retained.

　　mainChanging content

　　Subject 1, Subject 3 Safe and Civilized Driving Common Sense Examination

　　▼

　　 subject two Key points of examination evaluation revision

　　▼

　　Subject three Key points of operation and evaluation modification of road driving skill test

　　▼

　　(This article Source: CCTV News Economic Daily)

　　On July 3rd, the staff (right) simulated the temperature test results of the candidates in zhounan middle school, Changsha. Xinhua News Agency reporter Xue Yuxi photo

　　Xinhua News Agency, Changsha, July 3 (Reporter Xie Ying Zhang Ge) The college entrance examination is just around the corner, and the preparations for the college entrance examination under the epidemic situation are also under intense pressure. On the 3rd, the reporter participated in the college entrance examination exercise in zhounan middle school, and visited the "isolation examination room" exclusively.

　　At the test center in zhounan middle school, Changsha, the warning stakes, warning tape and sunshade awning erected in front of the school gate were neatly placed, and more than 100 "candidates" lined up outside the test center at a distance of one meter to receive infrared temperature measurement.

　　On July 3, the staff (right) simulated the arrangement of examination seats for the fever candidates. Xinhua News Agency reporter Xue Yuxi photo

　　"Candidates whose body temperature is higher than 37.3 degrees Celsius will be led by the epidemic prevention commissioner to rest in the rest area, and then re-examined with a mercury thermometer. If the temperature is lower than 37.3 degrees Celsius, they can take the test normally. If the candidate’s body temperature is still higher than 37.3 degrees Celsius, after comprehensive evaluation, the candidate’s physical condition is suitable for continuing to take the exam, then the standby isolation examination room will be started. " Liu Luochun, dean of Changsha Education Examinations Institute, said.

　　Zhang Siyu, a senior two student in zhounan middle school, plays a "suspected case". "In the re-examination room, the disease control personnel asked me ‘ Condition ’ At the same time, you have been giving me psychological counseling. Tell me ‘ Don’t be nervous, just have a simple test, and it won’t affect the exam ’ 。”

　　On July 3, the medical staff (middle) simulated the rest area in the body temperature check area to appease the mood of candidates with high body temperature. Candidates will receive a second temperature test after taking a short rest in the rest area to prevent the temperature from being affected by excessive temperature and emotional tension. Xinhua News Agency reporter Xue Yuxi photo

　　After that, Zhang Siyu was guided to a special passage by medical staff and went to the isolation examination room. In the examination room, two invigilators, wearing protective clothing, goggles and gloves, carried out security check on Zhang Siyu.

　　There are epidemic prevention supplies such as temperature guns, disinfectant and disposable gloves on the podium in the isolation examination room. There are only four examination tables in the examination room, and the seat spacing is more than 2 meters. In addition, there is a letter to parents on each desk: "We have opened a backup examination room for your child, and the facilities and time schedule of the examination room are the same as those of other examination rooms". "After the examination is completed, you and your child need to wear masks strictly, and you are not allowed to take public transport or school buses to take the exam, and try not to get in close contact with others" … …

　　On July 3, the medical staff (first from left) simulated and led the fever examinee (middle) to enter the isolated standby examination room from the special passage of the isolated examination room. Xinhua News Agency reporter Xue Yuxi photo

　　The reporter learned in the on-site exercise that it only took less than 20 minutes for the "suspected case" candidates to measure their body temperature and enter the isolation examination room. If the isolation examination room starts the examination later than the normal examination time, the examination time can be postponed later.

　　"There are school doctors and professionals from the disease control department in the test center, which will comprehensively judge the symptoms of candidates and give them proper treatment in time. After the candidates finish the exam, they will also be tested by a special person. " Luo Shu, the invigilator of the isolation examination room, said.

　　On July 3, the medical staff simulated the physical condition of the candidate (right) in the temperature check area. Xinhua News Agency reporter Xue Yuxi photo

　　After the examination, the group examination work in the isolation examination room is still going on. The test papers, answer sheets and draft papers used by candidates with "suspected cases" should be packaged, sterilized and stored separately for special collection. The epidemic prevention personnel will also sterilize the examination room, examination table and door handle to prepare for the next subject examination.

　　On July 3, the staff (right) simulated the security check for the fever candidates. Xinhua News Agency reporter Xue Yuxi photo

　　Liu Luochun told reporters that the isolation examination room is a special setting for the college entrance examination under the epidemic situation. Each test center will conduct centralized training and group examination drills for examinees before the college entrance examination to ensure the safety of candidates and the smooth examination. "In fact, there is nothing different about the isolation examination room for candidates, just changing places."

　　On July 3, the staff of the Kaifu District Center for Disease Control and Prevention simulated the isolation of the spare examination room. Xinhua News Agency reporter Xue Yuxi photo

　　"I can imagine that college entrance examination candidates will inevitably feel nervous under the epidemic, but I feel the safety and order of the examination process and the completeness and intimacy of the group examination from the exercise. I believe that even in the isolation examination room, this life exam can be successfully completed. " Zhang Siyu said.

　　Screenshot of the "31 Choose 7" live TV lottery on April 12th of Fujian Sports Lottery.

　　Recently, the video of the No.4 lottery ball stopping at the top of the slope of the lottery machine and blocking the No.5, No.6 and No.7 lottery balls at the "31 Choose 7" lottery scene of Fujian Sports Lottery triggered a heated discussion on the Internet. On April 24th, the staff of Fujian Sports Lottery Center responded that this phenomenon was accidental after on-site inspection by lottery machine manufacturers. The lottery system was operating normally and the current lottery results were valid. The manufacturer of the lottery machine also responded that there is no abnormality in the lottery machine involved, there is no fault in the equipment operation system, and there is no situation that the lottery is affected by the fault.

　　The lottery ball is stuck at the top of the slope.

　　Netizens questioned "fraud"

　　Webcast video shows that the first three balls fell out and rolled into the exhibition area below the slope, but the fourth ball stopped at the top of the slope and did not roll into the exhibition area. Subsequently, the fifth, sixth and seventh lottery balls were also blocked by the fourth lottery ball and stopped at the top of the slope. On-site notaries announced the winning number according to the dropped ball number.

　　According to the lottery announcement, the lottery numbers are 07, 14, 11, 01, 05, 17, 19, and the special number is 28. The sales amount of this period is more than 930,000 yuan. Two bets won the second prize, with a single prize of 18,799 yuan, 19 bets won the third prize, with a single prize of 1,200 yuan, 75 bets won the fourth prize, 200 yuan won the fifth prize in 2207 bets, 20 yuan won the sixth prize in 20729 bets, and 6 yuan won the single prize. The bonus of more than 1.01 million yuan rolled into the next prize pool.

　　On April 24, the staff of Fujian Sports Lottery Management Center told Beijing Youth Daily that after the incident, the Sports Lottery Center also contacted the lottery machine manufacturer to check on the spot. At present, the conclusion given by the manufacturer is that this is an accidental phenomenon. "The lottery system itself is operating normally, and the scene is also supervised by notaries. According to the management measures stipulated in the lottery, as long as the lottery ball is shaken out of the mixing bin, this lottery is effective. This time, the ball should have rolled to the exhibition area after it was shaken out. However, due to this accidental scene, the fourth ball stopped there and the balls behind it could not come down, but this did not affect the lottery results. " The staff said that after the incident, the Sports Lottery Center sent the video to the lottery machine manufacturer for the first time. Later, everyone paid more attention to this situation, and the manufacturer should also ask to go to the scene to check the equipment on the spot. What is the specific reason for this accidental phenomenon? Subsequent manufacturers will also issue a written explanation letter, and the Sports Lottery Center will also announce it to the public.

　　In response to netizens’ suspicion that "the notary prepared the winning number before the lottery results came out", the above-mentioned staff also said, "If you watch the video carefully, you can find that the lottery ball has stayed on the upper step for a few seconds before falling to the slope. The notary usually sees the lottery ball fall down the steps before preparing the winning number. There is nothing wrong with this. It may be a problem with editing (lens switching), and there is no situation of preparing winning numbers in advance. In addition, our lottery is always open to the public. If the public has doubts about the lottery results, we also welcome everyone to watch and supervise the lottery. "

　　In addition, the staff told the reporter of Beiqing Daily that the manufacturer of the lottery machine will maintain it regularly, and the Sports Lottery Center will also inspect the machine before the lottery. Generally, when the lottery machine reaches a certain age, the Sports Lottery Center will replace it. It said that the lottery machine used at the lottery site on April 12 had no problem in operation and was currently in normal use.

　　Regular maintenance of lottery machine

　　After inspection, there is no fault or abnormality.

　　The reporter of Beiqing Daily learned that the manufacturer of the lottery machine is Shanghai Junti Science and Technology Equipment Company. The staff of the company said that the lottery machine at the "31-7" lottery scene of Fujian Sports Lottery on April 12 was a relatively new machine. During the normal service period, there was no such situation that the lottery ball stopped at the top of the slope before the lottery. "This is an accidental phenomenon, not man-made. We have checked on the spot, and there is no problem with the machine and the lottery system. This situation has nothing to do with the lottery machine. "

　　Regarding the speculation that netizens questioned the machine failure or the static influence of the lottery machine, the staff of Shanghai Military Sports Science and Technology Equipment Co., Ltd. said that they would carry out regular maintenance, inspection and overhaul of the lottery machine according to regulations to ensure that the lottery machine can operate normally. "At present, what we have learned and seen is that there is no abnormality in this machine, there is no fault in the equipment operation system, and there is no situation that the lottery is affected by the fault."

　　Notary before each lottery

　　Will check the lottery machine and the ball

　　According to public information, "7 out of 31" is a Chinese sports lottery authorized by China Lottery Center and underwritten by Fujian Sports Lottery Distribution Center in its jurisdiction, referred to as Fujian Sports Lottery — 7/31。 The lottery ticket is distributed and sold by computer network system, and the lottery ticket is drawn on TV regularly, and the winning prize is determined according to the number of matching betting numbers and winning numbers.

　　In view of the special situation of the "7 out of 31" lottery scene in Fujian Sports Lottery Center on April 12, Beiqing Daily reporter called the customer service of China Sports Lottery. The staff introduced that the relationship between China Sports Lottery Center and Fujian Sports Lottery Center is business guidance, and "7 out of 31" belongs to local gameplay. The lottery situation is mainly handled by Fujian Sports Lottery Center. According to the China Sports Lottery Center, the lottery at that time was normal, but the lottery ball that was shaken out did not roll to the exhibition area, and the ball behind it did not roll down. "Every time the lottery is broadcast live, there will be relevant notaries to supervise the whole process. The winning number is no problem. Fujian Sports Lottery Center also contacted the supplier to analyze the situation afterwards, and tested the lottery machine and related lottery videos. There is really no problem, and the lottery number is true and effective."

　　The customer service staff said that under normal circumstances, before each lottery, the notary will check the equipment and the lottery ball, and after confirming that there is no problem, put the lottery ball into the lottery machine and seal it before the lottery. Except the notary, no one else will touch the lottery ball. "If you are interested, you can also apply for a look at the lottery site through China Sports Lottery Network. If you have any questions, you can also consult the on-site staff."

　　Yesterday afternoon, the staff of Fujian Sports Bureau also told the reporter of Beiqing Daily that the staff of the bureau were understanding the investigation about the situation of the "31-7" lottery on April 12.

　　Text/Reporter Dai Youqing Coordinator/Jiang Wei

This article is about 1280 words, and it takes 4 minutes to read.

Busy for a whole year.

What remains the same at the end of each year

Have a lively reunion dinner with your family.

if

This reunion dinner is shared by more than 1000 people.

How lively would it be?

yesterday

"Roof of Abundance" of Tianfu International Conference Center —— The annual banquet of thousands of delegations by Qinhuang Lake officially opened the reservation mode.

As soon as the reservation is opened, netizens expect the value to explode.

"Eat nine bowls, a year of abundance! Celebrating the New Year with everyone in the eaves of Tianfu sounds tall and I look forward to the whole value! "

"Happy New Year’s Eve in the new district, eat New Year’s Eve in the new district, and celebrate the New Year with great prosperity ~ ~ ~ I wish all my friends Long Xing 2024!"

"Not bad, it’s the first time for many people to have a reunion dinner together, and you can also watch a performance, which is very good."

"Tianfu new district is great, nine bowls, arouse my childhood memories! I really want to participate, I can’t even think about it. "

……

Reservations for New Year’s Eve dinner are still going on.

Friends who want to participate look here ↓

Call the marketing department of Tianfu International Conference Center:

028-83271000

028-83367888

Make a reservation

↑ Figure Source Micro Dongpo

Dongpo Elbow, Sixi Pill, Salted Boiled White

Meat with sand and fragrant bowls with buttons

……

Long table winding

Line up with wine and meat

Not only satisfy the enjoyment of taste buds

It can arouse the lively memories of childhood Chinese New Year.

Tianfu International Conference Center. Photo by Pan Anqi

In addition to eating nine bowls

The activities on New Year’s Eve are also not to be missed.

Light up the "eaves of abundance"

Light and shadow awards

The largest drone show in Southwest China

Non-legacy fire dragon iron flower show

……

Various wonderful activities are staged in turn.

You are dazzled and happy!

↑ Photo by Kei Ma Please do not reprint without authorization.

"Roof of Abundance" Light and Shadow Award

On New Year’s Eve, a "magnificent spectacle" built by science and technology will be staged in the "eaves of abundance". On the largest single wooden structure in Asia, a digital roof with a length of 408 meters and a width of 26 meters and a total area of about 11,000 square meters will be officially lit for the first time.

Under the visual extension, a series of 4k ultra-high-definition theme videos are slowly unfolding on this super-long screen, and each frame is an intoxicating and beautiful picture.

↑ The selected works will be displayed on the screen of the "Roof of Abundance" light show on New Year’s Eve (schematic diagram).

Hua zhong Jin Guan palace Guan Tang Deng hui carnival

From February 8th to March 8th (11:00-23:00 every day), hundreds of non-legacy lanterns were lit in Xibo City, "Hua Chong Jin Guan, the Forbidden City, Tang Dynasty and the 5000 non-legacy lantern carnival".

In addition to the Lantern Festival, there are also the gathering of blessings in the Year of the Dragon, the Tang Garden Party in the Forbidden City, the interpretation of Tang costumes that pour the world into dreams, the fusion show of national dances, the hot concerts, the food market, and the cultural and creative courtesy … Many experience activities are waiting for you to play.

Visual shock "drone show"

On the day of New Year’s Eve, more than 3,000 unmanned aerial vehicles took off at the same time in the night. With the sky as the curtain, dragons and phoenixes spread their wings and ascended to heaven one after another. Through the dreamy three-dimensional light and shadow changes, they interwoven a beautiful Tianfu New Year scroll to light up the reunion night.

It is reported that there were seven themes in the UAV matrix performance that day, and the scale was the first in the southwest.

↑ UAV performance. Schematic diagram, the final picture is based on reality.

Intangible memory "Iron Tree Silver Flower Dragon Leap"

This extreme romance inherited thousands of years ago will bloom in Xibo City on New Year’s Eve. Silver flowers are falling in the fire tree, and the stars are blooming in the sky. The "iron flowers" above 1600℃ bloom like stars in the night sky, and suddenly they are as bright as day. Nine 18-meter-long fire dragons are hovering and dancing in the light and shadow.

= data map. Photo taken by Wu Bo Please don’t reprint it without authorization.

After the reunion dinner, you can also watch the New Year around the viewing platform at five points, namely, the Avenue around the lake, the Monet Garden lakeside, the fountain hydrophilic platform and the eaves of abundance. After enjoying the post-dinner snacks with the annual flavor of corn, sweet potatoes, red dates, rice cakes, sugar oranges and longan, you can also participate in the Rongcheng market, Erya Light Bar, New Year’s Lantern Parade, Chengdu Banquet, Drama and Fuman Play.

= data map

Are you excited?

New Year’s Eve

We are waiting for you at the eaves of abundance!

Original title: "Hot booking! The reunion dinner was so funny.

　　Food, clothing, housing and transportation are the basic needs of life, among which "living" is regarded as just needed by many people. These two days, there was an interesting meeting, which was closely related to "living".

　　The video and telephone conference on accelerating the development of affordable rental housing and further improving the regulation of the real estate market held on the 22nd reiterated that the house should be used for living, not for speculation, and the real estate should not be used as a short-term means to stimulate the economy.

　　The positioning of "staying in the house and not speculating" continued to consolidate, which made many people eat "reassuring".

　　The picture shows a commercial house near Madang Road in Shanghai. Xinhua News Agency reporter Chen Fei photo

　　Whether buying a house, renting a house or building a house, it is inseparable from money. Therefore, real estate finance is a key link in the implementation of "housing without speculation".

　　In recent years, China has accelerated the establishment and improvement of a long-term mechanism for real estate financial management, especially under the guidance of the "three lines and four files" rule and the real estate loan concentration management system, many housing enterprises have become more cautious and self-disciplined, and the concentration of real estate loans and personal housing loans of banking financial institutions has steadily decreased.

　　In June, the sales price increase of commercial housing in 70 large and medium-sized cities showed a steady and declining trend as a whole; At the same time, at the end of June, the growth rate of RMB real estate loans in China dropped by 2.2 percentage points from the end of last year.

　　It can be seen that the regulatory policies, including real estate financial policies, have been effective, the real estate credit environment in some cities has changed, and the price increase has stabilized.

　　What is the "sharp weapon" that can make regulation so immediate? How do the "three lines and four gears" rule and the real estate loan concentration management system play a role? Come and get to know it.

　　To promote the stable and healthy development of the real estate market, first of all, real estate enterprises need to be healthy. However, some real estate enterprises are greedy for perfection and blindly expand, and the financial indicators of core operations are "red light", which also leads to the phenomenon of high leverage and high debt in the real estate industry.

　　In order to enhance the marketization, regularity and transparency of financing for real estate enterprises, in August last year, the People’s Bank of China, the Ministry of Housing and Urban-Rural Development and relevant departments formed the fund monitoring and financing management rules for key real estate enterprises, that is, the "three lines and four files" rules.

　　The "three lines" are actually "three red lines", which specifically refer to: the asset-liability ratio is greater than 70%, the net debt ratio is greater than 100%, and the cash short-term debt ratio is less than 1 times after excluding advance payments.

　　According to the situation of stepping on the line, real estate enterprises are divided into four grades: red, orange, yellow and green: the scale of interest-bearing liabilities of "red-file" enterprises cannot be higher than the existing level; The annual growth rate of interest-bearing liabilities of "orange file" enterprises shall not exceed 5%; "Yellow file" enterprises shall not exceed 10%; "Green file" enterprises shall not exceed 15%.

　　With a clear "three lines and four gears", housing enterprises must meet the corresponding requirements and constantly optimize financial indicators if they want to raise funds. This is equivalent to a "physical examination" of the financial health of housing enterprises to help them better improve their financial management.

　　Behind health is self-discipline. When the financing behavior of housing enterprises is more prudent and self-disciplined, the overall operation tends to be stable. Having tasted the sweetness, more and more real estate enterprises have joined the ranks of "self-discipline". At the beginning of the pilot, the central bank selected 12 representative real estate enterprises as the pilot targets, and at the beginning of this year it expanded to 30 real estate enterprises with large debts.

　　Zou Lan, director of the Financial Market Department of the People’s Bank of China, said that the "three-line and four-gear" rule is effective from the situation and reactions from all walks of life in the past year. The three core operating financial indicators of the pilot enterprises, namely, asset-liability ratio, net debt ratio and short-term cash debt ratio, have obviously improved, and the debt scale has steadily declined. Many other real estate enterprises outside the pilot also actively benchmark the rules and optimize their own business practices.

　　The picture shows a qionghai city resident passing by an advertising slogan in front of a bank. Xinhua news agency

　　In addition to keeping an eye on the demand side, financing management cannot ignore the supply side. In addition to monitoring and managing the liabilities of housing enterprises, the People’s Bank of China also strengthens the management of banking financial institutions — — Formulate the management system of real estate loan concentration.

　　The system sets "two red lines" for the balance of real estate loans and the balance of personal housing loans for different types and sizes of banking institutions. The former ranges from 40% to 12.5%, while the latter ranges from 32.5% to 7.5%.

　　As the saying goes, eggs can’t be put in one basket. Bank credit should also focus on structural optimization, which is not only related to the risk of the institution itself, but also of great significance to the healthy and steady development of the whole economy.

　　Since the implementation of the system, the concentration of real estate loans and personal housing loans of banking financial institutions has steadily decreased. The data shows that at the end of June, the growth rate of China’s real estate development loan balance and personal housing loan balance dropped by 3.3 and 1.6 percentage points respectively compared with the end of the previous year.

　　In Zou Lan’s view, while the real estate loan business is subject to certain constraints, commercial banks have put more energy into supporting small and micro, "agriculture, rural areas and farmers" and other weak economic links, while the proportion of loans in key areas such as manufacturing and technological innovation has been improved.

　　The data shows that at the end of June, the balance of China’s Pratt & Whitney small and micro loans increased by 31% year-on-year, and the growth rate was 18.7 percentage points higher than that of various loans in the same period; The balance of medium and long-term loans in manufacturing industry increased by 41.6% year-on-year, and the growth rate was 16.9 percentage points higher than the same period of last year.

　　The People’s Bank of China said that the next step will continue to adhere to the positioning that houses are used for living, not for speculation, implement a long-term real estate mechanism, constantly improve the "three lines and four files" rules and the centralized management system of real estate loans, do a good job in policy implementation, improve the resilience and stability of the financial system, and promote the balanced development of finance, real estate and the real economy.

　　To firmly grasp the key of real estate finance, we must continue to strictly implement the "sharp weapon" of regulation and control, manage the supply and demand ends of real estate finance, and make the regulation and control policies more precise, which will not only accurately crack down on real estate speculation, but also better meet the needs. (Reporter Wu Yu)

In cold weather, whether it is necessary to warm up the car has always been a concern of car owners. In some areas, the engine needs to run at high idle speed for a period of time to reach the normal working temperature. Specifically, the fast idle speed of cold car is to let the engine run at a high speed for tens of seconds to about 1 minute, and after the water temperature reaches the temperature set by the driving computer, the idle speed returns to normal. The normal working temperature of the engine is generally 80-90℃, and the calibration of individual engines is about 100℃, but it is not necessary to make the engine reach this temperature in daily hot cars. Generally, the coolant temperature is 60℃ and the engine oil temperature is above 50℃, which can meet the requirements. In addition, the fast idle speed of the cold car is not only for the temperature of the engine, but also for the engine to inject more fuel to preheat and let the three-way catalyst enter the working temperature as soon as possible to reduce automobile emissions. A secondary air pump is also installed in the American standard large-displacement car to preheat the three elements and control emissions during idling. Therefore, it is necessary to warm up the car in winter, but it is not necessary to warm up the car for a long time.